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Lockton Companies, Inc.

Personal Trainer Insurance

Personal trainers need high quality, affordable, professional liability insurance. USPTO protects personal trainers and other fitness professionals from liability claims with affordable coverage.


No matter how cautious your approach as a personal trainer, no matter how wonderful your relationships are with your clients, a claim of personal injury, bodily injury or sexual harassment can occur at any time. Just one claim can threaten your career and place all of your financial assets at risk.

Whether you’re employed, self-employed, work full-time or part-time, having your own coverage will help you defend yourself from liability and trip-and-fall claims wherever you train clients: health clubs, homes, YMCA, etc.

Sponsored by the United States Personal Trainers Organization.

Personal Trainer Insurance Benefits

  • Take advantage of the group purchasing power and competitive rates
  • Insurance coverage is provided through a master policy issued to the National Professional Purchasing Group Association in which you apply for membership at the same time you purchase the coverage
  • Certificates of insurance are issued from a financially secure carrier, uniquely designed to meet the needs of personal trainers
  • Affordable coverage that guarantees substantial protection (Limits up to $2 million per occurrence and $4 million annual aggregate)
  • Supplemental liability coverage
  Apply for health insurance.

Coverage is provided through the master policy issued to the National Professional Purchasing Group Association, utilizing a carrier rated “Excellent” by A.M. Best.

Discover how affordable your own, top-quality professional liability coverage can be. Receive a fast, free, online quote today.

Insurance coverage is available for individuals and businesses.